Wednesday, July 17, 2019

Applying Critical and Creative Thinking in Daily Life Essay

Critical and original thinking skills argon a must when you be possessed of a family with witticisminal working parents and two children. This aside year my wife and I defecate had to be go up very creative with our bud pulling to pass on our family on a clear monetary track. Raising a family can be tricky for anyone but when financial problems minutely arise it really throws a sheer ball in the mix. We had to do nearly quick thinking and come up with almost unusual methods to backing our family on track with the holidays quickly approaching. We used creative thinking to look around for the ideas and censorious thinking to perpetrate those creative ideas verboten and decide which ones would work beat divulge for our situation. brook October with very little warning I lost my job. Now since my wife all works part time, I am the major bread winner in our family. My job supplies our funds for our monthly bills, our wellness insurance and our life insurance. My wif es paycheck is more(prenominal) for spending gold and savings.However, our savings was extremely low because we had meet purchased a new home a couple months before and had to make two unexpected trips home to Illinois within deuce-ace weeks the month before because of illness in the family. When I came home and told my wife I was losing my job she was definitely extremely worried. We had to come up with a plan to sustentation our financial heads above water and quick. starting we sat down and went over each(prenominal) and every expense in our mansion household. We took reveal the ones we didnt really need much(prenominal) as supererogatory internet fees and apparel allowances for the next couple of months. These were just luxuries and our clothes was fine for now. We wanted to try our best for now to keep the kids lives minimally changed. beside we looked at ways to make extra income while I was unemployed. I am an IT security engineer so we knew that more than likel y I would not be unemployed for long but we mandatory to plan for three months minimum.Also include in these three months was of var. Christmas, which of coursemeans even more specie is needed. I was previously in the troops so I would continue to get my GI Bill money since I was going to school so that was championful. My wife picked up extra hours anytime she could get them at work and I took small jobs on the side helping friends fix data processor problems. Since I was home the daycare of necessity were able to be stopped and when I had interviews my wife found friends that could help out. The problems arose when we had to have some unexpected plumbing through in this time period. We do not typically use credit cards. We keep two on hand for propagation of emergency but after some bad experiences when we were younger we make it a must to pay them make immediately. unneurotic we decided it was a must to put the plumbing fees on them and pay it off as soon as I got another job. Our daughter performs in a school activity and we had to ask her grandparents to help out with the fees to that. We told them she would understand if it was part of her Christmas present. It worked out great and helped her to understand that as a family we needed to work together. Keeping our house and vehicle payments, the utilities and food on the skirt were the most important things. All in all with some creative and tiny thinking we have come through what could have been a complete financial crisis for us. We did not get too fundament and as soon as I started working again we made for certain to get all credit card bills paid back off and money back into our savings in side this ever happens again.REFERENCESRuggiero, Vincent Ryan. (2012). The Art of Thinking A Guide to Critical and Creative Thought, tenth Edition. New Jersey Pearson

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